Experian is an industry-leading consumer credit reporting company headquartered in Dublin, Ireland. The American–Irish multinational company operates in more than 37 countries and is considered one of the world's big three credit reporting agencies. Experian unlocks the power of data to create financial opportunities for its customer and business. Its services can be grouped into four global business lines; credit services, decision analytics, marketing, and consumer services. Furthermore, it offers consumers credit monitoring services, credit scores, credit reports, and identity theft protection. Similarly, it provides screening services, advanced analytics and modeling, cloud applications and services, and other data-based solution to help the business make business decisions.